Identity theft finder people occurs when someone steals your identity. Examples are social security number, address, name, credit card information and banking information. It is reported by the FTC that an estimated 9 million people in America are affected by identity theft each year. FBI statistics reveal that identity theft is our country's fastest growing crime. . No one can predict who the next victim of identity theft will be. If you have already experienced identity theft, or if you will suffer this disaster in the future, critical information is available that will help you. When your identity is stolen, it affects every area of your life. The customary precautions to prevent identity theft are not enough by themselves. Learn how to not be a victim of identity theft by following these simple tips:
Â· Educate yourself about identity theft. Being aware is the first step in guarding your information from unscrupulous people.
Â· Learn what to do if you think your identity has been stolen. The sooner it is detected, the faster it can be resolved. If identity theft is suspected, the 3 major credit bureaus need to be alerted quickly. Fraud alerts will automatically be placed on your credit file.
Â· Check your credit report regularly by using a credit monitoring service. A credit monitoring service will watch closely for any changes in your credit report. You will be notified if there are any changes. You will have a chance to check your credit report without it having an impact on your credit score.
Â· Destroy all out-dated credit cards and old checks.
Â· Shred or burn all documents containing confidential information such as statements, invoices and receipts.
Â· Hide from view all essential documents and records.
Â· There are a number of technical safeguards that can be used to help prevent attacks called phishing by using the most up to date web browsers and software. Using the latest versions of web browsers will help stay up to date with recent security patches.
Â· Using email clients or web applications is another way to limit your chance of being phished. Using Gmail for example is a good way to take advantage of GoogleÂ´s built in security that limits spam you receive.
Â· Use strong passwords containing a mix of numbers, letters, and symbols, this makes it harder for hackers to try to guess your password. Also include capitalized letters with lower case letters in the mix.
Another type of Identity Theft is when requested in an email for information, if there is any question as to the authenticity of an email, you should always call their bank directly. DO NOT provide personal information such as account passwords, social security numbers, log on ids, credit card numbers, banking information, or other private piece of information. Real companies like a bank will never ask for account or password information.
If tempted into clicking on a link included in the email, one needs to know where the link in any email or online communication will be routed. At least move their mouse over the link before clicking on it. If the link appears to be legitimate, then it may be safe to continue on and click on it. However, always remember that if the email contains any type of request for personal information that it should be deleted immediately.
Never dial a phone number included in suspicious emails. Part of preventing phishing attacks is awareness of the many ways a thief can obtain data online. Thieves target users clicking on bad links from emails and people who decide to call a phone number included in the email. Any doubt to the legitimacy of an email or content just call the customer service number on an old statement and talk to a person about the requested information.
Hope these tips will help you avoid being the next victim of identity theft.
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I enjoy helping people make their lives better. I have 28 years of experience owning my own business.