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Wealth Creation and Protection in a Recession - Funds and Jeffery's BayBY: Keiran Travers | Category: Business and Finance | Post Date: 2009-04-01
The Pain of 2008 seems to have flowed straight into 2009. I have lost count how many times I have heard a financial expert say -the Dow Jones has bottomed out and we have seen the worst of it-. Conversely, I have heard many more commentators say that things are going to become a lot worse before they get better. One thing everyone has in common is that we all believe there is great uncertainty. There is an old age question of which type investment is better shares or property. In 2009 there are numerous examples of where share prices have slumped dramatically and house prices are seriously depressed. In many examples the debt is now much greater than the equity. Financial advisors, executives, planners, advisors and the mums and dads investors have all been hurt by this recession. Nevertheless there are a few opportunities for wealth creation and protection. Whilst some managed funds and hedge funds were slaughtered in 2008 there are early signs that the market has turned or is at least turning. In late 2007 I invested in a fund that had a Net Asset Value of around $3.50 and I initially received some good growth. However, the recession hit this fund hard and in matter of months it had fallen to $2. Worse was still to come in that the fund was then frozen (which meant I could not retrieve my money) and the fund NAV fell to about 90c in December 2008. I was very upset. Since about the start of February the fund has risen to $1.28 which is still a long way from the glory days of $3.50 but it is a 40% improvement in 2009. Whilst the cheap champagne is still very much in the cupboard and retirement is still some years away, I am a little relieved that things have improved. My research of the market is given in www.karmafinancialresearch.com . There are several other funds that are recording growth or are steady in 2009. Whilst many continue to flee the market may be it is time to keep your stock or even invest more. Another investment I have been looking at is the property market in South Africa. Investors are increasingly aware of the attractive capital growth of some property investments due to increased capital flows into the property market, low supply of investment-grade property, tightening yields and rental growth through lease structures. I have noticed that whilst there has been some small decline property prices are still relatively robust and with several good opportunities particularly in the South African holiday spot of Jeffery's Bay. Whilst tourism is down world wide it seems the South Africans still love this spot with great enthusiasm. Well located property that has strong credentials can offer investors with a relatively low risk option with good cash flow and capital growth. This does not mean investors should be less cautious it is a matter of doing research first. Email me at ktravers@bigpond.net.au should you wish further information. Article Source: http://www.saching.com About Author / Additional Info: Keiran Travers is an avid investor (funds and property) from Brisbane, Australia. He is an experienced project manager in infrastructure, property and government fields. Keiran has worked for both private and public sector as well as being a former Board member of a not-for-profit Health care provider. He is a director in a financial research company based in Australia He has a MBA from University of Queensland Additional Articles: * WHO IS A FOOL? you think you know who a fool is?, who are those the bible regards as a fool? * Learn the important reasons for child tooth decay * Jewish philosophy and Judaism theology * Improving Interior Decoration: Handy tips for bachelor boys. * FILM INDUSTRY IN INDIA Does this article violate or infringe on your copyright ? It is a violation of our terms for authors to submit content which they did not write and claim it as their own. If this article infringes on your copyrights, then use our Contact us form with the detailed proof of infringement along with the offending article's title, URL and writer name. If you do not hear back from us then contact us again in another 10 days. Thank you. Comments on this article: (0 comments so far) * Additional comments are now closed for this article *
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